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IC 33 EXAM PDF

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Ic 33 Exam Pdf

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IC LIFE INSURANCE. Test Yourself 2. Which among the following is a secondary burden of risk? I. Business interruption cost. II. Goods damaged cost. III. Download IC33 EXAM - IC33 EXAM app offer sample test questions and mock test papers for IRDA Insurance Advisor exam. Ic33exam app provides question. EXAWIN New IC - The App offers free Mock Test (practice test papers) for IRDA Exam (IC 33). IRDA examination is conducted by Insurance Institute of India.

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All rights reserved. He has made absolute assignment of the policy in favour of Karan. Mahesh suffers a heart attack and there is a claim of Rs. To whom will the payment be made in this case? Identify which of the below statement is incorrect? A Claim paid on maturity of a term insurance policy B An installment payable upon reaching the milestone under a money- back policy 4.

A Father taking out insurance policy on his son B Spouses taking out insurance on one another C Friends taking out insurance on one another 6.

He is paying a premium of Rs. Unfortunately his car meets with an accident and most of the parts are broken. A Post retirement B As soon as one gets his first salary A Minor change in policy terms and condition B Major change in policy terms and condition C No change in policy terms and condition D No change in policy terms and condition Question 32 Which of the below insurance proposal is not likely to qualify under non-medical underwriting?

IC33 EXAM 1.46 Update

Savita, aged 26 years, working in an IT company as a software engineer Choice I: A Both are not related at all B Greater the investment horizon the larger the returns C Greater the investment horizon the smaller the returns D Greater the investment horizon more tax on the returns Question 44 Active listening involves A Paying attention B Confidence C Trust D Smiling face Question 45 Which of the following condition will affect a person's insurability negatively?

She has applied for an insurance plan. Choose the most appropriate option. Shetty wants to purchase a new house.

This is which category of goal? Statement I: Every pension is an annuity Statement II: A key man income B Business profitability A Ramesh signs a contract without having knowledge of the fine print B Ramesh threatens to kill Mahesh if he does not sign the contract C Ramesh uses his professional standing to get Mahesh to sign a contract D Ramesh provides false information to get Mahesh to sign a contract Question 14 Guiding principles for determining amount of loading are A Adequacy B Equity A The prime purpose of insurance regulation is to protect the insurance companies B The prime purpose of insurance regulation is to protect the policyholder C The prime purpose of insurance regulation is to protect the insurance intermediaries D The prime purpose of insurance regulation is to protect the Government These people have similar assets which are exposed to similar risks.

A Illegal: What should be the annual contribution of each house owner to make good this loss? A Paying good attention B Being extremely judgmental C Empathetic listening D Responding appropriately Question 21 The awards by the Ombudsman are governed by the following rules A Award should not be more than RS 20 Iakhs B Award should be made within a period of 3 months from the date of receipt of the complaint Choose them from the list below.

A Risk retention and reduced consumption B Gifting and accumulation C Spending and accumulation D Postponement of consumption and parting with liquidity Question 29 Mr.

IRDA (IC-33) Life Insurance Agents Certification Examination

His anticipated mortality is significantly lower than standard lives and hence could be charged a lower premium. A Ramya dies after 6 months of buying a term insurance plan B Manoj dies after one and half years of buying a term insurance plan C David dies after two and half years of buying a term insurance plan D Pravin dies after five and half years of buying a term insurance plan Question 37 When was Variable Life Insurance first introduced in United States?

A Term insurance plans come with life-long renewability option B All term insurance plans come with a built-in disability rider C Term insurance can be bought as a stand-alone policy as well as a rider with another policy D There is no provision in a term insurance plans to convert it into a whole life insurance plan Question 40 Which among the following can be categorized under transactional products?

The beneficiary submits documents for death claim.

Which of the below document is an additional document required to be submitted in case of accidental death as compared to natural death. However he wants to include his wife as well as his daughter in the same plan.

Which feature would be applicable to him? A Judgment method B Numerical method C Any of the above method since an [Mess like diabetes does not play a major role in the underwriting process D Neither of the above method as diabetes cases are rejected outright Question 4 Some very basic ethical principles to be followed by people working in insurance industry A Higher Question 8 Which of the below can be categorised under wealth accumulation products?

A Insurance protects the asset B Insurance prevents its loss C Insurance reduces possibilities of loss D Insurance pays when there is loss of asset Question 10 Given below is a list of policies. Identify under which type of policy, the claim payment is made in the form of periodic payments?

A Misrepresentation B Contribution C Offer D Representation Question 13 Raghu"s policy was rejected by underwritter as he is working as a body guard of a businessman with suspected criminal links.

Principal sum of money 2. Investment period 3. Rate of return 4.

Duration of annuity payments A 1 only B 2 only C 3 only D 4 only Question 19 Which of the following is not a standard age proof? A It is evidence of the insurance contract Rahul has recently undergone a surgery in a non-network hospital. How can he settle his claim? A Yields on these policies is high B Clear and visible method of arriving at surrender value C Well defined cash and savings value component D Rate of return is not easy to ascertain Question 25 Which of the below is not a strategy to maximize discretionary income?

A Debt restructuring B Loan transfer A Correlation of life insurance products with bonds B Correlation of life insurance products with equities C Amalgamation of protection and savings element Which of the below insurance premium will not be treated deductible as compensation paid to employee?

Health insurance with benefits payable to employee Choice II:The rm proof of that achievement comes in two forms: the high reputation that can be established by a successful agent; and income earned.

Download IRDA Previous Year Question Papers with Answer Key

A Insurance protects the asset B Insurance prevents its loss C Insurance reduces possibilities of loss D Insurance pays when there is loss of asset Question 10 Given below is a list of policies.

Remember Me Retrieve Your Password. A Yields on these policies is high B Clear and visible method of arriving at surrender value C Well defined cash and savings value component D Rate of return is not easy to ascertain Question 25 Which of the below is not a strategy to maximize discretionary income?

At the IRDA, our goal is to see life insurers increasingly able to attract, motivate and retain outstanding people, committed to providing a needs-based approach to nancial advice.

However, the sector does not have an unblemished record. Online Mock Test for The disease caused by Fusarium oxysporum f. The Kadaknath farming enables the farmer for reaping the financial benefits while conserving the indigenous poultry.